Buy or Sell a Home and You could Save Thousands
Welcome to Pilgrim Mortgage!
Each member of our team brings 25 years of invaluable experience, demonstrating unwavering dedication and a genuine passion for the home financing journey. We possess a profound comprehension of this intricate process, coupled with extensive expertise in diverse loan types, enabling us to craft tailored solutions for our clients.
Our steadfast commitment to delivering exceptional customer service has established us as trustworthy, reliable, and meticulous professionals. Guiding our clients through the home buying process fills us with immense pride, knowing we provide them with peace of mind every step of the way.
Gaining expertise leads to greater confidence.
Home Buying
Everything to know about buying a home.
Explore Rates
See today's interest rates and estimate yours.
Mortgage Basics
Everything to know about buying a home.
Refinancing
Understand the ins and outs of refinancing.
ALL-IN-ONE SOLUTION
Our Loan Process...
STRATEGY CALL
Do your strategy consultation call with professionals
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.
Your Home Loan Could Be
Fully Funded 21 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Pilgrim Mortgage. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.
Why People Choose Us
Dedicated Specialists
Our team of mortgage experts will help guide you through your loan process!
Success Stories
Join the hundreds of California families who buy and refinance their homes with Pilgrim Mortgage easy and amazing programs.
Free Estimates
Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.
Let our experienced team at Pilgrim Mortgage guide you through the buying or refinancing process quickly, efficiently, and confidently.
Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.
Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.
Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.
To obtain a rate quote, click here!
Today's Mortgage Rates
3rd Party Client Reviews
Client reviews from around the internet.
Numbers and FAQs On Mortgage
Creditworthiness is how a lender determines whether you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you.
Creditworthiness is determined by several factors including your repayment history and credit score. Some lending institutions also consider available assets and the number of liabilities you have when they determine the probability of default.
An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property.
The Appraisal is performed by an "Appraiser" typically a state-licensed professional trained to render expert opinions concerning property values, location, amenities, and physical conditions.
The property is officially transferred from the seller to you at "Closing" or "Funding".
At closing, the ownership of the property is officially transferred from the seller to you. This may involve you, the seller, real estate agents, your attorney, the lender’s attorney, title or escrow firm representatives, clerks, secretaries, and other staff. You can have an attorney represent you if you can't attend the closing meeting, i.e., if you’re out-of-state.
Closing can take anywhere from 1-hour to several depending on contingency clauses in the purchase offer, or any escrow accounts needing to be set up.
